How to cite this paper
Zulaihati, S., Susanti, S & Widyastuti, U. (2020). Teachers’ financial literacy: Does it impact on financial behaviour?.Management Science Letters , 10(3), 653-658.
Refrences
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Agnew, J. R., Bateman, H., & Thorp, S. (2012). Financial literacy and retirement planning in Australian. UNSW Australian School of Business Research Paper, (2012ACTL16).
Allgood, S., & Walstad, W. B. (2016). The effects of perceived and actual financial literacy on financial behaviours. Eco-nomic inquiry, 54(1), 675-697.
Bateman, H., Louviere, J., Thorp, S., Islam, T., & Satchell, S. (2010). Investment decisions for retirement savings. Journal of Consumer Affairs, 44(3), 463-482.
Bhabha, J. I., Khan, S., Qureshi, Q. A., Naeem, A., & Khan, I. (2014). Impact of financial literacy on saving-investment behaviour of working women in the developing countries. Research Journal of Finance and Accounting, 13(5), 118-122.
Brown, S., & Gray, D. (2014). Household finances and well-being: an empirical analysis of comparison effects.
Chen, H., & Volpe, R. P. (1998). An analysis of personal financial literacy among college students. Financial services re-view, 7(2), 107-128.
Clark, R., Lusardi, A., & Mitchell, O. S. (2017). Employee financial literacy and retirement plan behaviour: A case study. Economic Inquiry, 55(1), 248-259.
de Bassa Scheresberg, C. (2013). Financial literacy and financial behaviour among young adults: Evidence and implica-tions. Numeracy, 6(2), 5.
Fernandes, D., Lynch Jr, J. G., & Netemeyer, R. G. (2014). Financial literacy, financial education, and downstream finan-cial behaviours. Management Science, 60(8), 1861-1883.
Hair Jr, J. F., Hult, G. T. M., Ringle, C., & Sarstedt, M. (2016). A primer on partial least squares structural equation mod-eling (PLS-SEM). Sage publications.
Hassan Al-Tamimi, H. A., & Anood Bin Kalli, A. (2009). Financial literacy and investment decisions of UAE inves-tors. The Journal of Risk Finance, 10(5), 500-516.
Henager, R., & Cude, B. J. (2016). Financial literacy and long-and short-term financial behaviour in different age groups. Journal of Financial Counseling and Planning, 27(1), 3-19.
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
Hunjra, A. I., & Akhtar, M. N. (2011). Determinants of short-term investment decision-making. Actual Problems of Eco-nomics, (11).
Jamal, A. A. A., Ramlan, W. K., Karim, M. A., & Osman, Z. (2015). The effects of social influence and financial literacy on savings behaviour: A study on students of higher learning institutions in Kota Kinabalu, Sabah. International Jour-nal of Business and Social Science, 6(11), 110-119.
Kennedy, B. P. (2013). The Theory of Planned Behaviour and financial literacy: A predictive model for credit card debt?.
Knoll, M. A., & Houts, C. R. (2012). The financial knowledge scale: An application of item response theory to the as-sessment of financial literacy. Journal of Consumer Affairs, 46(3), 381-410.
Kumar, S., Watung, C., Eunike, J., & Liunata, L. (2017). The influence of financial literacy towards financial behaviour and its implication on financial decisions: A survey of President University students in Cikarang-Bekasi. Firm Journal of Management Studies, 2(1).
Llewellyn, T. R. (2012). Financial literacy of college students and the need for compulsory financial education.
Lusardi, A. (2008a). Financial literacy: an essential tool for informed consumer choice? (No. w14084). National Bureau of Economic Research.
Lusardi, A. (2008b). Household saving behavior: The role of financial literacy, information, and financial education pro-grams (No. w13824). National Bureau of Economic Research.
Lusardi, A., & Mitchell, O. S. (2005). Financial literacy and planning: implications for retirement wellbeing. Michigan Retirement Research Center. Working Paper 2005-108.
Lusardi, A., & Mitchell, O. S. (2007). Financial literacy and retirement planning: New evidence from the Rand American Life Panel. Michigan Retirement Research Center Research Paper No. WP, 157.
Lusardi, A., & Mitchelli, O. S. (2007). Financial literacy and retirement preparedness: Evidence and implications for fi-nancial education. Business economics, 42(1), 35-44.
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of economic literature, 52(1), 5-44.
Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. Journal of consumer affairs, 44(2), 358-380.
Mitchell, O. S., Lusardi, A., & Curto, V. (2009). Financial literacy among the young: Evidence and implications for con-sumer policy. Pension Research Council WP, 9.
Murendo, C., & Mutsonziwa, K. (2017). Financial literacy and savings decisions by adult financial consumers in Zimba-bwe. International journal of consumer studies, 41(1), 95-103.
Navickas, M., Gudaitis, T., & Krajnakova, E. (2014). Influence of financial literacy on management of personal finances in a young household. Business: theory and practice, 15(1), 32-40.
Nicolini, G., Cude, B. J., & Chatterjee, S. (2013). Financial literacy: A comparative study across four countries. Interna-tional Journal of Consumer Studies, 37(6), 689-705.
Nidar, S. R., & Bestari, S. (2012). Personal financial literacy among university students (case study at Padjadjaran Univer-sity students, Bandung, Indonesia). World Journal of Social Sciences, 2(4), 162-171.
Sivaramakrishnan, S., Srivastava, M., & Rastogi, A. (2017). Attitudinal factors, financial literacy, and stock market par-ticipation. International Journal of Bank Marketing, 35(5), 818-841.
Van Rooij, M., Lusardi, A., & Alessie, R. (2011). Financial literacy and stock market participation. Journal of Financial Economics, 101(2), 449-472.
Van Rooij, M. C., Lusardi, A., & Alessie, R. J. (2012). Financial literacy, retirement planning and household wealth. The Economic Journal, 122(560), 449-478.
Varcoe, K., Martin, A., Devitto, Z., & Go, C. (2005). Using a financial education curriculum for teens. Journal of Finan-cial Counseling and Planning, 16(1).
Wagner, J. (2015). An analysis of the effects of financial education on financial literacy and financial behaviours.
Widyastuti, U., Suhud, U., & Sumiati, A. (2016). The impact of financial literacy on student teachers’ saving intention and saving behaviour. Mediterranean Journal of Social Sciences, 7(6), 41.
Xiao, J. J. (2008). Applying behaviour theories to financial behaviour. In Handbook of consumer finance research (pp. 69-81). Springer, New York, NY.
Xu, L., & Zia, B. (2012). Financial literacy around the world: an overview of the evidence with practical suggestions for the way forward. The World Bank.
Yew, S. Y., Yong, C. C., Cheong, K. C., & Tey, N. P. (2017). Does financial education matter? education literacy among undergraduates in Malaysia. Institutions and Economies, 43-60.
Agnew, J. R., Bateman, H., & Thorp, S. (2012). Financial literacy and retirement planning in Australian. UNSW Australian School of Business Research Paper, (2012ACTL16).
Allgood, S., & Walstad, W. B. (2016). The effects of perceived and actual financial literacy on financial behaviours. Eco-nomic inquiry, 54(1), 675-697.
Bateman, H., Louviere, J., Thorp, S., Islam, T., & Satchell, S. (2010). Investment decisions for retirement savings. Journal of Consumer Affairs, 44(3), 463-482.
Bhabha, J. I., Khan, S., Qureshi, Q. A., Naeem, A., & Khan, I. (2014). Impact of financial literacy on saving-investment behaviour of working women in the developing countries. Research Journal of Finance and Accounting, 13(5), 118-122.
Brown, S., & Gray, D. (2014). Household finances and well-being: an empirical analysis of comparison effects.
Chen, H., & Volpe, R. P. (1998). An analysis of personal financial literacy among college students. Financial services re-view, 7(2), 107-128.
Clark, R., Lusardi, A., & Mitchell, O. S. (2017). Employee financial literacy and retirement plan behaviour: A case study. Economic Inquiry, 55(1), 248-259.
de Bassa Scheresberg, C. (2013). Financial literacy and financial behaviour among young adults: Evidence and implica-tions. Numeracy, 6(2), 5.
Fernandes, D., Lynch Jr, J. G., & Netemeyer, R. G. (2014). Financial literacy, financial education, and downstream finan-cial behaviours. Management Science, 60(8), 1861-1883.
Hair Jr, J. F., Hult, G. T. M., Ringle, C., & Sarstedt, M. (2016). A primer on partial least squares structural equation mod-eling (PLS-SEM). Sage publications.
Hassan Al-Tamimi, H. A., & Anood Bin Kalli, A. (2009). Financial literacy and investment decisions of UAE inves-tors. The Journal of Risk Finance, 10(5), 500-516.
Henager, R., & Cude, B. J. (2016). Financial literacy and long-and short-term financial behaviour in different age groups. Journal of Financial Counseling and Planning, 27(1), 3-19.
Huston, S. J. (2010). Measuring financial literacy. Journal of Consumer Affairs, 44(2), 296-316.
Hunjra, A. I., & Akhtar, M. N. (2011). Determinants of short-term investment decision-making. Actual Problems of Eco-nomics, (11).
Jamal, A. A. A., Ramlan, W. K., Karim, M. A., & Osman, Z. (2015). The effects of social influence and financial literacy on savings behaviour: A study on students of higher learning institutions in Kota Kinabalu, Sabah. International Jour-nal of Business and Social Science, 6(11), 110-119.
Kennedy, B. P. (2013). The Theory of Planned Behaviour and financial literacy: A predictive model for credit card debt?.
Knoll, M. A., & Houts, C. R. (2012). The financial knowledge scale: An application of item response theory to the as-sessment of financial literacy. Journal of Consumer Affairs, 46(3), 381-410.
Kumar, S., Watung, C., Eunike, J., & Liunata, L. (2017). The influence of financial literacy towards financial behaviour and its implication on financial decisions: A survey of President University students in Cikarang-Bekasi. Firm Journal of Management Studies, 2(1).
Llewellyn, T. R. (2012). Financial literacy of college students and the need for compulsory financial education.
Lusardi, A. (2008a). Financial literacy: an essential tool for informed consumer choice? (No. w14084). National Bureau of Economic Research.
Lusardi, A. (2008b). Household saving behavior: The role of financial literacy, information, and financial education pro-grams (No. w13824). National Bureau of Economic Research.
Lusardi, A., & Mitchell, O. S. (2005). Financial literacy and planning: implications for retirement wellbeing. Michigan Retirement Research Center. Working Paper 2005-108.
Lusardi, A., & Mitchell, O. S. (2007). Financial literacy and retirement planning: New evidence from the Rand American Life Panel. Michigan Retirement Research Center Research Paper No. WP, 157.
Lusardi, A., & Mitchelli, O. S. (2007). Financial literacy and retirement preparedness: Evidence and implications for fi-nancial education. Business economics, 42(1), 35-44.
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of economic literature, 52(1), 5-44.
Lusardi, A., Mitchell, O. S., & Curto, V. (2010). Financial literacy among the young. Journal of consumer affairs, 44(2), 358-380.
Mitchell, O. S., Lusardi, A., & Curto, V. (2009). Financial literacy among the young: Evidence and implications for con-sumer policy. Pension Research Council WP, 9.
Murendo, C., & Mutsonziwa, K. (2017). Financial literacy and savings decisions by adult financial consumers in Zimba-bwe. International journal of consumer studies, 41(1), 95-103.
Navickas, M., Gudaitis, T., & Krajnakova, E. (2014). Influence of financial literacy on management of personal finances in a young household. Business: theory and practice, 15(1), 32-40.
Nicolini, G., Cude, B. J., & Chatterjee, S. (2013). Financial literacy: A comparative study across four countries. Interna-tional Journal of Consumer Studies, 37(6), 689-705.
Nidar, S. R., & Bestari, S. (2012). Personal financial literacy among university students (case study at Padjadjaran Univer-sity students, Bandung, Indonesia). World Journal of Social Sciences, 2(4), 162-171.
Sivaramakrishnan, S., Srivastava, M., & Rastogi, A. (2017). Attitudinal factors, financial literacy, and stock market par-ticipation. International Journal of Bank Marketing, 35(5), 818-841.
Van Rooij, M., Lusardi, A., & Alessie, R. (2011). Financial literacy and stock market participation. Journal of Financial Economics, 101(2), 449-472.
Van Rooij, M. C., Lusardi, A., & Alessie, R. J. (2012). Financial literacy, retirement planning and household wealth. The Economic Journal, 122(560), 449-478.
Varcoe, K., Martin, A., Devitto, Z., & Go, C. (2005). Using a financial education curriculum for teens. Journal of Finan-cial Counseling and Planning, 16(1).
Wagner, J. (2015). An analysis of the effects of financial education on financial literacy and financial behaviours.
Widyastuti, U., Suhud, U., & Sumiati, A. (2016). The impact of financial literacy on student teachers’ saving intention and saving behaviour. Mediterranean Journal of Social Sciences, 7(6), 41.
Xiao, J. J. (2008). Applying behaviour theories to financial behaviour. In Handbook of consumer finance research (pp. 69-81). Springer, New York, NY.
Xu, L., & Zia, B. (2012). Financial literacy around the world: an overview of the evidence with practical suggestions for the way forward. The World Bank.
Yew, S. Y., Yong, C. C., Cheong, K. C., & Tey, N. P. (2017). Does financial education matter? education literacy among undergraduates in Malaysia. Institutions and Economies, 43-60.