This research paper aims to find out the impact of entrepreneurial education and entrepreneurial training on the performance of women entrepreneurs in Indonesia by considering the moderating role of personal characteristics. A quantitative research method has been adopted in this research. The instrument used for collecting primary data was a Likert-scale based survey questionnaire which included close-ended questions. A sample of 376 women was drawn from the population. The statistical analysis has been carried out via Smart PLS where structural equation modelling has been used. There are different techniques used to effectively interpret the data and test the hypothesis of the research paper including confirmatory factor analysis, discriminant validity, and path analysis. The current study confirms that there is a significant and positive impact of entrepreneurial education on the performance of women entrepreneurs. However, the study contradicts the findings of the prior studies when it was determined that there had been no significant impact of entrepreneurial training on the performance of women entrepreneurs in the context of the Indonesian entrepreneurial sector. The moderating effect of personal characteristics for this research was found to be insignificant.

Consumer’s personality traits, as one of the most important aspects of human psychological tendency, may influence people towards different brands. Therefore, the owners of most well-known brands also try to learn more about people’s personal characteristics to gain more market shares. The purpose of this paper is to find out more about consumer personality, which creates motivation in consumer’s mind and to learn more about the effect of this image on consumer’s interest on purchasing products. The population of this survey includes all people in city of Tehran, Iran who own one of Apple’s products. The results of the survey have indicated that neuroticism, extroversion, openness, compatibility, loyalty and brand love, as the main characteristics of brand personality, maintained positive impacts on brand love.

An individual with a career faced with various career challenges may experience work-related stress. Work related stress is a factor that threatens employees’ health. The most common negative consequences of stress are particularly the deterioration of performance and efficiency, decrease in productivity and quality of customer’s services, which results in health problems. Work-related stress is a global issue, and banks are no exception. This paper presents a survey to investigate the influencing factors on work stress in banking industry. The study designs a questionnaire and distributes it among 200 randomly selected bank department managers in city of Tehran, Iran. Using principle component analysis, the study has detected five factors including organizational characteristics, external environment, work content, personal characteristics and top management.

Social capital plays essential role for development of strong long-term employee commitment. This paper presents a study to investigate the effects of some employees’ personal characteristics on all components of social capital. The study uses a standard questionnaire developed by Nahapiet and Ghoshal (1998) [Nahapiet, J., & Ghoshal, S. (1998). Social capital, intellectual capital, and the organizational advantage. Academy of Management Review, 23(2), 242-266.]. The study has accomplished among all employees who worked as librarian in Astane Quds Razavi main library in city of Mashhad, Iran in 2014. The study has concluded that although age, job experience, marital status and type of employment had no impact on social capital, gender played essential role on this survey. In other words, our survey has indicated that women presented more social capital than men did.

This paper examines the effects of big Five factors including openness, conscientiousness, extraversion, agreeableness, and neuroticism on creativity and innovation among selected employees of municipality in city of Tehran, Iran. The proposed study uses a standard questionnaire developed by Costa and McCrae (1980) [Costa, P. T., & McCrae, R. R. (1980). Influence of extraversion and neuroticism on subjective well-being: happy and unhappy people. Journal of Personality and Social Psychology, 38(4), 668.] to measure the effects of five personality characteristics. In addition, the study has adopted a questionnaire developed by Torrents et al. (2010) [Torrents, C., Castaner, M., DINU?OV?, M., & Anguera, M. T. (2010). Discovering new ways of moving: Observational analysis of motor creativity while dancing contact improvisation and the influence of the partner. The Journal of Creative Behavior, 44(1), 53-69.] for measuring creativity. Using a simple regression analysis, the study has detected negative and meaningful relationship between neuroticism and creativity and innovation (B = -0.229, t-value = -3.196), a positive and meaningful relationship between extraversion and creativity and innovation (B = 0.209, t-value = 3.204) and finally a positive and meaningful relationship between openness and creativity and innovation (B = 0.225, t-value = 3.717). However, the study did not confirm any relationship between agreeableness as well as conscientiousness and creativity & innovation.

This paper presents a study to measure the effect of personal characteristics including neuroticism, extraversion, openness to experience, conscientiousness and agreeableness on word of mouth advertisement. The population of this survey includes all people who use mobile phone in city of Tehran, Iran. The study designs a questionnaire in Likert scape and distributes it among 400 randomly selected people who use mobile devices. Using Spearman correlation test, the study confirms the positive of effects of neuroticism, extraversion, openness to experience on word of mouth advertisement and the negative impact of agreeableness on word of mouth advertisement. However, the study does not find any meaningful relationship between conscientiousness and word of mouth advertisement.

Personal characteristics of an entrepreneur are always considered as the most important parameters on creating jobs and opportunities, successfully. This paper presents an empirical study on personal characteristics of students who are supposed to act as entrepreneur to create jobs in two major fields of engineering and social sciences at Islamic Azad University located in city of Zanjan, Iran. There are eight aspects of accepting reasonable risk, locus of control, the need for success, mental health conditions, being pragmatic, tolerating ambiguity, dreaming and the sense of challenging in our study to measure the level of entrepreneurship. We uniformly distribute 366 questionnaires among undergraduate students in two groups and analyze the results based on t-student test. The results confirmed that the students who were enrolled in social sciences accept a reasonable amount of risk, maintain sufficient locus of control, wish to reach prosperity and success in their carrier and lives and maintain a good level of dreaming. On the other hand, the students who were enrolled in engineering field have sufficient level of mental health care, they are pragmatic and are able to handle ambiguity and they can handle possible challenges in their jobs, properly.

For over two decades, telephone banking has steadily become a useful feature and all banks have tried to provide this feature as part of their services. In this paper, we present an empirical investigation to study the role of personal and social characteristics on acceptance of new telephone banking services. The proposed study designs two questionnaires and distributes them among 384 randomly selected people who use telephone banking in city of Tehran, Iran. Using structural equation modeling, the study examines various hypotheses and the results of our survey indicate that there were some positive and meaningful relationships between perception usefulness and users’ attitude, perception and ease of use, perception and intention to use as well as perception and intention to use. In addition, the study has detected a negative and meaningful relationship between personal risk and intention to use and perception of personal time and intention to use among mobile users.