How to cite this paper
Ntow-Gyamfi, M & Boateng, S. (2013). Credit risk and loan default among Ghanaian banks: An exploratory study.Management Science Letters , 3(3), 753-762.
Refrences
Aduda J & Gitonga J. (2011). The Relationship between Credit Risk Management and Profitability
among the Commercial Banks in Kenya. Journal of Modern Accounting and Auditing, 7(9), 934-
946.
Barth, J. R., Caprio, G. J. & Levine, R. (2004). Bank regulation and supervision: what works best?
Journal of Financial Intermediation, 13, 205-48.
Basel (1999). Principles for the management of credit risk. Consultative paper issued by the Basel
Committee on Banking Supervision, Basel.
Basel (2004). Bank failures in mature economies. Working Paper No. 13, Basel Committee on
Banking Supervision, Basel.
Best, P. (2001). Stress testing. In Lore, M. & Borodovsky L. (Eds.). The professional’s handbook of
financial risk management. Global Association of Risk Professionals (GARP).
BrownBridge, M. & Harvey, C. (1998), Banking in Africa, James Currey, Oxford.
Chijoriga, M. M. (1997). Application of credit scoring and financial distress prediction models to
commercial banks lending: the case of Tanzania, PhD dissertation, Wirts Chaftsnnversitat Wien
(WU), Vienna.
Cornett, M. M. & Saunders, A. (1999). Fundamentals of Financial Institutions Management,
Irwin/McGraw-Hill, Boston, MA.
Greuning, H. & Bratanovic, S. B. (2003). Analyzing and Managing Banking Risk: A Framework for
Assessing Corporate Governance and Financial Risk, 2nd ed. The World Bank, Washington, DC.
Deutsche Gesellschaft für Technische Zusammenarbeit (2000). A Risk Management Framework for
Microfinance Institutions. GmbH Postfach 5180, 65726 Eschborn.
Hamzawi, M. K. K. (2000). Economics of bank credit. Second edition, Munshat Alamrif, Alexandria.
Heffernan, S. (1996). Modern Banking in Theory and Practice, Wiley, New York, NY.
Kealhofer, S. (2003). Quantifying credit risk I: default prediction. Financial Analysts Journal, 59(1),
30-44.
Koch, T. W. & MacDonald, S. S. (2000). Bank Management. The Dryden Press/Harcourt College
Publishers, Hinsdale, IL/Orlando, FL.
Ntow – Gyamfi M. & Laryea A. E. (2012). A Financial Performance Comparison of Foreign VS
Local Banks in Ghana. International Journal of Business and Social Science, 3(21).
Santomero, A. M. (1997). Commercial Bank Risk Management: An Analysis of the Process. Wharton
School of the University of Pennsylvania, Philadelphia, PA.
Shanmugan, B. & Bourke, P. (1990). The Management of Financial Institutions: Selected Readings.
Addison-Wesley Publishing, Reading, MA.
Tshorhe, J. S., Aboagye A.Q.Q., & Coleman A. K. (2011). Corporate governance and bank risk
management in Ghana.
among the Commercial Banks in Kenya. Journal of Modern Accounting and Auditing, 7(9), 934-
946.
Barth, J. R., Caprio, G. J. & Levine, R. (2004). Bank regulation and supervision: what works best?
Journal of Financial Intermediation, 13, 205-48.
Basel (1999). Principles for the management of credit risk. Consultative paper issued by the Basel
Committee on Banking Supervision, Basel.
Basel (2004). Bank failures in mature economies. Working Paper No. 13, Basel Committee on
Banking Supervision, Basel.
Best, P. (2001). Stress testing. In Lore, M. & Borodovsky L. (Eds.). The professional’s handbook of
financial risk management. Global Association of Risk Professionals (GARP).
BrownBridge, M. & Harvey, C. (1998), Banking in Africa, James Currey, Oxford.
Chijoriga, M. M. (1997). Application of credit scoring and financial distress prediction models to
commercial banks lending: the case of Tanzania, PhD dissertation, Wirts Chaftsnnversitat Wien
(WU), Vienna.
Cornett, M. M. & Saunders, A. (1999). Fundamentals of Financial Institutions Management,
Irwin/McGraw-Hill, Boston, MA.
Greuning, H. & Bratanovic, S. B. (2003). Analyzing and Managing Banking Risk: A Framework for
Assessing Corporate Governance and Financial Risk, 2nd ed. The World Bank, Washington, DC.
Deutsche Gesellschaft für Technische Zusammenarbeit (2000). A Risk Management Framework for
Microfinance Institutions. GmbH Postfach 5180, 65726 Eschborn.
Hamzawi, M. K. K. (2000). Economics of bank credit. Second edition, Munshat Alamrif, Alexandria.
Heffernan, S. (1996). Modern Banking in Theory and Practice, Wiley, New York, NY.
Kealhofer, S. (2003). Quantifying credit risk I: default prediction. Financial Analysts Journal, 59(1),
30-44.
Koch, T. W. & MacDonald, S. S. (2000). Bank Management. The Dryden Press/Harcourt College
Publishers, Hinsdale, IL/Orlando, FL.
Ntow – Gyamfi M. & Laryea A. E. (2012). A Financial Performance Comparison of Foreign VS
Local Banks in Ghana. International Journal of Business and Social Science, 3(21).
Santomero, A. M. (1997). Commercial Bank Risk Management: An Analysis of the Process. Wharton
School of the University of Pennsylvania, Philadelphia, PA.
Shanmugan, B. & Bourke, P. (1990). The Management of Financial Institutions: Selected Readings.
Addison-Wesley Publishing, Reading, MA.
Tshorhe, J. S., Aboagye A.Q.Q., & Coleman A. K. (2011). Corporate governance and bank risk
management in Ghana.