How to cite this paper
Amegbe, H., Hanu, C & Nuwasiima, A. (2017). Small-scale individual entrepreneurs (SIEs) and the usage of mobile money (M-money) and mobile commerce (M-commerce) in facilitating business growth in Ghana.Management Science Letters , 7(8), 373-384.
Refrences
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Aker, J. C., & Mbiti, I. M. (2010). Mobile phones and economic development in Africa. The Journal of Economic Perspectives, 24(3), 207-232.
Arinaitwe, S. K. (2006). Factors constraining the growth and survival of small scale businesses. A de-veloping countries analysis. Journal of American Academy of Business, Cambridge, 8(2), 167-178.
Azmat, F., & Samaratunge, R. (2009). Responsible entrepreneurship in developing countries: Understanding the realities and complexities. Journal of Business Ethics, 90(3), 437-452.
Bertrand, V., Caplan, A., Chab, F., Fernandez-Moran, E., & Letelier, C. (2001). M-commerce: who will reap the profits. Kellogg Tech Venture, 2-7.
Baruah, B. (2004). Earning their keep and keeping what they earn: A critique of organizing strategies for South Asian women in the informal sector. Gender, Work & Organization, 11(6), 605-626.
Boadi, R. A., Boateng, R., Hinson, R., & Opoku, R. A. (2007). Preliminary insights into m- commerce adoption in Ghana. Information Development, 23(4), 253-265.
Charles A.K., Uyinomen, E.O., Ibukun, F.T & Ayodele, A. A., (2007) M-commerce implementation in Nigeria: trends and issues. Journal of Internet Banking and Commerce 12(2): 1–15.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS quarterly, 319-340.
Ghana Business News (2017). https://www.ghanabusinessnews.com/2016/08/11/ghana-registers-16-4-million-mobile-money-accounts/
ILO, W. (2002). Men in the Informal Economy: A Statistical Picture'. International Labor Organiza-tion Geneva.
Jack, W., & Suri, T. (2011). Mobile money: The economics of M-PESA (No. w16721). National Bu-reau of Economic Research.
Jenkins, B. (2008). Developing mobile money ecosystems. Washington, DC: International Finance Corporation and Harvard Kennedy School.
Kappel, R. T., & Ishengoma, E. K. (2006). Economic growth and poverty: Does formalisation of in-formal enterprises matter?.
Kim, J. W., Lee, B. H., Shaw, M. J., Chang, H. L., & Nelson, M. (2001). Application of decision-tree induction techniques to personalized advertisements on internet storefronts. International Journal of Electronic Commerce, 5(3), 45-62.
Kraemer, B. (2001). Microenterprise as a practical alternative to maquiladoras. International Journal of Social Economics, 28(10/11/12), 815-830.
Legris, P., Ingham, J., & Collerette, P. (2003). Why do people use information technology? A critical review of the technology acceptance model. Information & Management, 40(3), 191-204.
Lu, J., Yao, J. E., & Yu, C. S. (2005). Personal innovativeness, social influences and adoption of wire-less Internet services via mobile technology. The Journal of Strategic Information Systems, 14(3), 245-268.
Mbiti, I., & Weil, D. N. (2011). Mobile banking: The impact of M-Pesa in Kenya (No. w17129). Na-tional Bureau of Economic Research.
Michael, S., & David, S. (2003, March). A model for small business new technology adoption: the case of mobile commerce [C]. In Proceedings of 2003 ASBE Conference, Houston, Texas (No. Mar. 5).
National Communication Authority (NCA) http://www.nca.org.gh/industry-data-2/market sharestatis-tics-2/data-3/
Sogbodjor, P., O. (2015). Assessing MTN Mobile Money in Ghana. Unpublished Masters Dissertation
Osakwe, C. N., & Okeke, T. C. (2016). Facilitating mCommerce growth in Nigeria through mMoney usage: A preliminary analysis. IJIKM, 11.
Rettie, R., & Brum, M. (2001, July). M-commerce: the role of SMS text messages. In Fourth
Biennial International Conference on Telecommunications and Information Markets (COTIM 2001), Karlsruhe, Germany.
Rogers, E. M. (1995). Diffusion of Innovations (4th Eds.) ACM The Free Press (Sept. 2001).
New York, 15-23.
Saliu, I. (2015). Assessing the impact of mobile money transfer service on the socioeconomic
status of the mobile money vendors (Doctoral dissertation, School of Business, College of Humanities and Social Sciences, Kwame Nkrumah University of Science and Technology).
Britain, G., & Council, S. B. (2004). Informal Economy: Small Businesses in the Informal
Economy: Making the Transition to the Formal Economy. Small Business Council.
Bångens, L., & Söderberg, B. (2008). Mobile banking-Financial services for the unbanked?
Stanoevska-Slabeva, K. (2003). Towards a reference model for m-commerce applications. ECIS 2002 Proceedings, 159.
Tarasewich, P., Nickerson, R. C., & Warkentin, M. (2002). Issues in mobile e-commerce.
Turban, E., King, D., Lee, J., & Viehland, D. (2002). Electronic commerce: A managerial perspective 2002. Prentice Hall: ISBN 0, 13(975285), 4.
Tobbin, P. E. (2010, January). Modeling adoption of mobile money transfer: A consumer behaviour analysis. In The 2nd International Conference on Mobile Communication Technology for Develop-ment.
Tobbin, P., & Kuwornu, J. K. (2011). Adoption of mobile money transfer technology: structural equa-tion modeling approach. European Journal of Business and Management, 3(7), 59-77.
Tovstiga, G., den Hamer, P., Popova, V. A., Efimov, I. P., Moskalev, S. V., & Bortnik, I. M. (2004). Preparing Russian small innovative enterprises for international competitiveness: a scoping study. Journal of International Entrepreneurship, 2(1), 89-108.
Unctad, M. United Nations Conference on Trade and Development (2002). World Investment report: FDI Policies for Development: National and International Perspectives, New York e Geneve: Unit-ed Nations.
Venkatesh, V., & Morris, M. G. (2000). Why don't men ever stop to ask for directions? Gender, social influence, and their role in technology acceptance and usage behavior. MIS quarterly, 115-139.
Venkatesh, V., & Ramesh, V. (2006). Web and wireless site usability: understanding differences and modeling use. MIS quarterly, 181-206.
Whyatt, G., Payan, J., Wood, G., Callaghan, M., & Svensson, G. (2010, January). Communicating the ethos of corporate codes of ethics in the UK and the USA. In ANZAM 2010: Proceedings of the 24th Australian and New Zealand Academy of Management. Conference: Managing for Unknowa-ble Futures; 2010 (pp. 1-28). Australian and New Zealand Academy of Management.
Xu, Y. (2003). Mobile data communications in China. Communications of ACM, 46(12), 81-85.
Zeng, E. Y., Yen, D. C., Hwang, H. G., & Huang, S. M. (2003). Mobile commerce: the convergence of e-commerce and wireless technology. International Journal of Services Technology and Man-agement, 4(3), 302-322.
Aker, J. C., & Mbiti, I. M. (2010). Mobile phones and economic development in Africa. The Journal of Economic Perspectives, 24(3), 207-232.
Arinaitwe, S. K. (2006). Factors constraining the growth and survival of small scale businesses. A de-veloping countries analysis. Journal of American Academy of Business, Cambridge, 8(2), 167-178.
Azmat, F., & Samaratunge, R. (2009). Responsible entrepreneurship in developing countries: Understanding the realities and complexities. Journal of Business Ethics, 90(3), 437-452.
Bertrand, V., Caplan, A., Chab, F., Fernandez-Moran, E., & Letelier, C. (2001). M-commerce: who will reap the profits. Kellogg Tech Venture, 2-7.
Baruah, B. (2004). Earning their keep and keeping what they earn: A critique of organizing strategies for South Asian women in the informal sector. Gender, Work & Organization, 11(6), 605-626.
Boadi, R. A., Boateng, R., Hinson, R., & Opoku, R. A. (2007). Preliminary insights into m- commerce adoption in Ghana. Information Development, 23(4), 253-265.
Charles A.K., Uyinomen, E.O., Ibukun, F.T & Ayodele, A. A., (2007) M-commerce implementation in Nigeria: trends and issues. Journal of Internet Banking and Commerce 12(2): 1–15.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS quarterly, 319-340.
Ghana Business News (2017). https://www.ghanabusinessnews.com/2016/08/11/ghana-registers-16-4-million-mobile-money-accounts/
ILO, W. (2002). Men in the Informal Economy: A Statistical Picture'. International Labor Organiza-tion Geneva.
Jack, W., & Suri, T. (2011). Mobile money: The economics of M-PESA (No. w16721). National Bu-reau of Economic Research.
Jenkins, B. (2008). Developing mobile money ecosystems. Washington, DC: International Finance Corporation and Harvard Kennedy School.
Kappel, R. T., & Ishengoma, E. K. (2006). Economic growth and poverty: Does formalisation of in-formal enterprises matter?.
Kim, J. W., Lee, B. H., Shaw, M. J., Chang, H. L., & Nelson, M. (2001). Application of decision-tree induction techniques to personalized advertisements on internet storefronts. International Journal of Electronic Commerce, 5(3), 45-62.
Kraemer, B. (2001). Microenterprise as a practical alternative to maquiladoras. International Journal of Social Economics, 28(10/11/12), 815-830.
Legris, P., Ingham, J., & Collerette, P. (2003). Why do people use information technology? A critical review of the technology acceptance model. Information & Management, 40(3), 191-204.
Lu, J., Yao, J. E., & Yu, C. S. (2005). Personal innovativeness, social influences and adoption of wire-less Internet services via mobile technology. The Journal of Strategic Information Systems, 14(3), 245-268.
Mbiti, I., & Weil, D. N. (2011). Mobile banking: The impact of M-Pesa in Kenya (No. w17129). Na-tional Bureau of Economic Research.
Michael, S., & David, S. (2003, March). A model for small business new technology adoption: the case of mobile commerce [C]. In Proceedings of 2003 ASBE Conference, Houston, Texas (No. Mar. 5).
National Communication Authority (NCA) http://www.nca.org.gh/industry-data-2/market sharestatis-tics-2/data-3/
Sogbodjor, P., O. (2015). Assessing MTN Mobile Money in Ghana. Unpublished Masters Dissertation
Osakwe, C. N., & Okeke, T. C. (2016). Facilitating mCommerce growth in Nigeria through mMoney usage: A preliminary analysis. IJIKM, 11.
Rettie, R., & Brum, M. (2001, July). M-commerce: the role of SMS text messages. In Fourth
Biennial International Conference on Telecommunications and Information Markets (COTIM 2001), Karlsruhe, Germany.
Rogers, E. M. (1995). Diffusion of Innovations (4th Eds.) ACM The Free Press (Sept. 2001).
New York, 15-23.
Saliu, I. (2015). Assessing the impact of mobile money transfer service on the socioeconomic
status of the mobile money vendors (Doctoral dissertation, School of Business, College of Humanities and Social Sciences, Kwame Nkrumah University of Science and Technology).
Britain, G., & Council, S. B. (2004). Informal Economy: Small Businesses in the Informal
Economy: Making the Transition to the Formal Economy. Small Business Council.
Bångens, L., & Söderberg, B. (2008). Mobile banking-Financial services for the unbanked?
Stanoevska-Slabeva, K. (2003). Towards a reference model for m-commerce applications. ECIS 2002 Proceedings, 159.
Tarasewich, P., Nickerson, R. C., & Warkentin, M. (2002). Issues in mobile e-commerce.
Turban, E., King, D., Lee, J., & Viehland, D. (2002). Electronic commerce: A managerial perspective 2002. Prentice Hall: ISBN 0, 13(975285), 4.
Tobbin, P. E. (2010, January). Modeling adoption of mobile money transfer: A consumer behaviour analysis. In The 2nd International Conference on Mobile Communication Technology for Develop-ment.
Tobbin, P., & Kuwornu, J. K. (2011). Adoption of mobile money transfer technology: structural equa-tion modeling approach. European Journal of Business and Management, 3(7), 59-77.
Tovstiga, G., den Hamer, P., Popova, V. A., Efimov, I. P., Moskalev, S. V., & Bortnik, I. M. (2004). Preparing Russian small innovative enterprises for international competitiveness: a scoping study. Journal of International Entrepreneurship, 2(1), 89-108.
Unctad, M. United Nations Conference on Trade and Development (2002). World Investment report: FDI Policies for Development: National and International Perspectives, New York e Geneve: Unit-ed Nations.
Venkatesh, V., & Morris, M. G. (2000). Why don't men ever stop to ask for directions? Gender, social influence, and their role in technology acceptance and usage behavior. MIS quarterly, 115-139.
Venkatesh, V., & Ramesh, V. (2006). Web and wireless site usability: understanding differences and modeling use. MIS quarterly, 181-206.
Whyatt, G., Payan, J., Wood, G., Callaghan, M., & Svensson, G. (2010, January). Communicating the ethos of corporate codes of ethics in the UK and the USA. In ANZAM 2010: Proceedings of the 24th Australian and New Zealand Academy of Management. Conference: Managing for Unknowa-ble Futures; 2010 (pp. 1-28). Australian and New Zealand Academy of Management.
Xu, Y. (2003). Mobile data communications in China. Communications of ACM, 46(12), 81-85.
Zeng, E. Y., Yen, D. C., Hwang, H. G., & Huang, S. M. (2003). Mobile commerce: the convergence of e-commerce and wireless technology. International Journal of Services Technology and Man-agement, 4(3), 302-322.