The emergence of financial technology has resulted in the rapid expansion of digital financial services and products that are accessed and delivered through digital channels. However, such technology has also exposed changes in the financial behaviors of the millennial generation. Hence, this article analyzes how digital financial literacy impacts financial behavior in the Jordanian millennial generation. A survey method was performed with 627 individuals of millennial generations from several cities in Jordan. Structural equation modeling (SEM) was conducted to estimate the relationship between the research variables. The findings revealed that digital financial literacy with its dimensions, i.e., digital knowledge, digital experience, digital skills, and digital awareness had a positive impact on financial behavior. This article depicts the level of digital financial literacy among Jordan's millennial generation. Therefore, it suggested a set of recommendations revolving around developing and promoting financial education programs for Jordanian millennials in collaboration with educational institutions, government agencies, and financial institutions.

This study investigates the impact of sustainability initiatives, choice of content, and engagement with environmental content on environmental awareness. Employing a sample of 435 respondents and utilizing Partial Least Squares (PLS) analysis, the research provides valuable insights into the role of digital marketing strategies in fostering environmental consciousness. The findings of this study highlight the substantial influence that digital marketing techniques can have on shaping individuals' awareness and attitudes towards environmental concerns. The confirmed hypotheses underscore the effectiveness of these strategies in promoting environmental awareness among diverse audiences. As the digital landscape continues to evolve, the research contributes to the growing synergy between digital marketing and environmental advocacy, encouraging further exploration and practical applications for a more sustainable future.

The COVID-19 pandemic has led to the end of in-person classes at universities and schools and the beginning of digital advancements in higher education. Flipped learning is very different from traditional teaching methods and necessitates some shifts in the roles of the teacher and the student. The purpose of this study is to investigate the effect of using flipped learning on students' achievement and measure their attitudes towards learning through it during the Corona pandemic period. A quasi-experimental study design was adopted through the pretest and posttest measurements. Two groups were randomly assigned one to be experimental, and the other a control. The present study showed that there was no statistically significant difference between the mean of the pre-measurement and post-measurement tests of the experimental group’s motivation towards learning using the flipped learning strategy. The findings from the quantitative data revealed that flipped learning contributed to the academic success of students and their attitudes toward learning during the corona pandemic period. Hence, further studies with more extended periods are recommended to examine the effect of Flipped learning on self-directed learning and other related variables.

The present study aims to examine the implementation of Blockchain Technology within the financial sector, with a specific emphasis on its acceptance by Islamic banks operating in the United Arab Emirates (UAE). In the context of a technologically advanced period that necessitates expeditious and safe transactions, blockchain emerges as a viable remedy by obviating the need for intermediary entities and augmenting the velocity and security of transactions. This study uses Partial Least Squares Structural Equation Modeling (PLS-SEM) to investigate the important success aspects of technology and its influence on the performance of Islamic banks. The findings of this study are of particular importance, as they demonstrate the considerable impact of Investment Willingness on Financial Resources. Additionally, the study highlights the crucial role played by Organizational Culture and Leadership Support in fostering readiness for adoption. This study serves as an initial step towards the wider use of blockchain technology in the financial industry, with a particular focus on its application within Islamic banking institutions.

Educational systems worldwide have witnessed a significant shift towards technological applications, especially after COVID-19, which impacted how the learning contents are delivered in classrooms. Given the increased attention given to the numerous advantages of computer Simulations (CSs) programs, particularly in science education, this study compared the efficacy of employing a lab simulation of Newton's Second Law of Motion to teach physics in the UAE secondary school environment versus the more conventional approach (Face-to-face instruction). The study employed a quasi-experimental design that included 90 UAE 11th-grade students from two public schools in the City of Al Ain. The intervention included student engagement in the PhET interactive simulation of Newton’s second law of motion. The study employed the Test of Science-Related Attitudes (TOSRA) questionnaire to collect data before and after the intervention for the experimental and control groups. The findings demonstrated statistically significant differences between experimental and control groups in students' attitudes toward scientific inquiry, enjoyment of science lessons, and career interest in physics/science. Furthermore, results showed a significant difference in attitudes perceived in these scales, with males having a more significant effect size than female students in all three scales. The study concludes with implications and suggests recommendations for future research and practice.

This study delves into the intricate landscape of metaverse technology adoption within higher education institutions in the UAE, investigating the multifaceted interplay of accessibility, technology adaptability, and policies and regulations. Using a cross-sectional research design, data was meticulously collected through a multistage sampling approach, combining probability and non-probability methods. A pretested questionnaire underwent rigorous evaluation, ensuring unbiased item formulation and adherence to best practices. The investigation challenges and extends the Technology Acceptance Model (TAM) by revealing unexpected findings. The absence of a significant relationship between accessibility and metaverse adoption prompts a call for an expanded TAM framework. Surprisingly, a negative correlation between technology adaptability and adoption is highlighted, emphasizing the need for a cautious assimilation approach. Moreover, the research underscores the influential role of policies and regulations in metaverse adoption, advocating for a comprehensive TAM framework that encompasses regulatory dynamics. Findings offer practical implications for stakeholders, policymakers, and institutions, emphasizing diverse adoption facets beyond accessibility. The study contributes to the discourse on metaverse adoption and advances theoretical frameworks for technology integration within educational contexts. The methodology's meticulous design underscores the study's rigor, ensuring the robustness of the insights gleaned from the investigation.

The study aims to evaluate the Islamic banking prospects in Somalia and the role it can play in reviving the country’s ailing economy. Somalis were recruited through purposive sampling techniques. Structural equation modeling (SEM) has been adopted to analyze the data collected using SmartPLS. The findings have shown a negative and insignificant impact of absence of a functioning financial system, lack of funding and expertise, and effect of bank absence on businesses. Financial and political infrastructure significantly affected the Islamic banking system of Somalia. Law and order measures show a significant impact on suitability of banking and financial systems of Somalia. Sharia compliant finance shows a positive but insignificant impact on Islamic banking in Somalia. Standalone new banks in Somalia have fewer chances of success due to the absence of personnel with the necessary skills and qualifications.

Since late 2019 and throughout 2020, the global economy has been experiencing difficult times due to the outbreak of the lethal Coronavirus (COVID-19). This study looks at the financial impact of this epidemic on the global economy using Malaysian market index i.e. FTSE Bursa Malaysia KLCI before and during COVID-19. Measuring the financial impact of this epidemic on the Malaysia economy may help policy makers to develop measures to avert similar financial catastrophic impacts on the global economy. The study uses Sharpe optimal and naïve diversification model to solve a scenario that factors in the level of corporate social responsibility(CSR) exhibited before and during the epidemic to measure the financial impact on the stock portfolio. The results show that the emergence of COVID-19exacerbated the already weak Malaysian economy. Our findings may help the policy makers in Malaysia to develop and maintain techniques and policies that may mitigate the negative financial impact and handle similar epidemics in the future. Future studies could cover the financial impact of CSR using variable scoring and apply the portfolio model with practical and prevailing constraints.

The term “metaverse” refers to a virtual reality setting where users may engage in sustained and immersive interactions with other users and digital information. The metaverse offers new potential for entertainment, education, commerce, sociability, and creativity; therefore, it is anticipated to play a significant role in the future of the digital economy. However, the metaverse presents additional difficulties in resolving conflicts that can develop between its users, producers, and providers. Intellectual property rights, privacy, contract enforcement, fraud, harassment, and cybercrime are some of the concerns that may be raised in these conflicts. The existing legal system for settling these conflicts is disjointed and insufficient since it does not consider the metaverse’s unique qualities and complexity. This study investigates the present legal framework to provide fair and effective conflict resolution in the metaverse. It then establishes tenable fundamentals within the context of scientific and legal foundations. and propose a theoretical model named Hybrid Legal Framework for Metaverse Dispute Resolution (HLFMDR).

This study examined the perception of investors toward the factors of Artificial Intelligence (AI) that impact behavioral intention of AI adoption. TAM was used with the addition of three factors of subjective norms, trust in service and service provider, and training. Jordanian stock market investors with basic investment knowledge were selected as the study participants using a convenience sampling method. The analyzed data were obtained from 610 responses. Results demonstrated the significant impact of trust in service and subjective norms on AI. Attitudes, perceived ease of use and perceived usefulness showed statistical significance toward intention to use AI. Results also showed significant impact of training on perceived ease of use.