This research study aims to find out the relationship between Acculturation and Ethno-cultural identity among the working-class people in Saudi Arabia. The study examines and tries to understand the impact of culture and involvement of ethnocultural identity. Data were collected using convenient sampling from 128 employed expatriates from Saudi Arabia through an online survey questionnaire. The questionnaire had two sub-categories, such as mainstream and heritage. The findings will have multiple practical implications, as the study has explored the relationship between acculturation and ethnocultural identity. The data was collected using a convenient sampling method from 128 working-class expatriates in different sectors of Saudi Arabia. A hypothesis was set to find out the significance of the relationship among respondents. Correlation, regression, and ANOVA tests were used to analyze the data. The implications of the research and scope for future research were are also explained thoroughly in this study. The study found a significant moderate positive relationship between acculturation and ethnocultural identity.

The main objective of the study was to find out the relationship between saving and investment pattern and orientation towards finance among the working women at the universities of Saudi Arabia. Orientation towards finance (ORTOFIN) is one's attitude towards effectively managing financial activities. This attitude is backed by individual behavior toward financial management. ORTOFIN scale was made as a construct to measure the behavioral dispositions of individuals that are connected to their behavior patterns towards finance and orientations. The data was collected using the ORTOFIN scale which was constructed and used in the European population as well as validated using standard procedures into the Asian population. The present study concentrates on the working women at the Universities of Saudi Arabia. The data collected from 192 women employees of different Universities in Saudi Arabia. This study states there is a significant positive relationship among the saving and investment pattern and orientation towards finance among the working women at the universities of Saudi Arabia. The finding of the study revealed Financial Management Behavior act as a major contributor to the orientation towards finance and the factor of personnel planning is another significant contributor towards ORTOFIN.